Superbank

Basic Credit Interest Rate

Description

PT Super Bank Indonesia

March 2024

Prime Credit Interest Rate (SBDK)

Based on Credit Segment

Corporate Credit

Retail Credit 

Micro Credit 

Consumer Credit 

Mortgage

Non-Mortgage

7.67%

9.42%

9.42%

8.17%

10.17%

  1. Prime Credit Interest Rate (SBDK) is used as the basis for determining the credit interest rate which is charged by the Bank to customers. SBDK does not take into account the estimated premium risk component, the amount of which depends on the Bank's assessment of the risk of each personal debtor or group of debtors. Thus, the amount of loan interest charged to debtors is not necessarily the same as the prime lending rate.
  2. In non-mortgage consumption credit, this does not include channeling funds through credit cards and unsecured loans (KTA).
  3. SBDK Information can be applied at any time and could be seen from the publication in each Superbank branch office and or the Bank's website.