Pinjaman Atur Sendiri (PAS)
Cash loan that suits you
PAS is a product cash loan without collateral which you can apply within minutes. Easy, simple and you can set it freely!
Currently, the Pinjaman Atur Sendiri product is still limited to selected customers
Set the tenor & payment date by yourself
You are free to determine the tenor and maturity date of the loan via the Superbank application. You have full control of your loan.
Drawdown without waiting for it to be paid off
PAS allows you to drawdown as long as there is still available, eventhough you still have an active loan.
No unexpected fees
There are no hidden fees or unexpected additional costs. We explain all fees from the start, so you can manage your finances better.
Loan directly disbursed to main savings
Once the loan is approved, you might withdraw the loan and it will be directly disbursed to your main savings account. You can immediately use the funds as needed.
Installments paid automatically via autodebet
Our Autodebet system will automatically pay your installments which funds is taken from your main savings account. Hassle-free about missing payments.
Terms applied to this product. See terms.
Simulation of Pinjaman Atur Sendiri
1 Month
IDR0,-
IDR0,-
FREE!
IDR0,-
- Simulation using 3% flat interest per month as an illustration
- Calculations are simulations only, subject to change according to Superbank regulations
Download Superbank app and prepare e-KTP
You can download it on the Google Play Store or Apple App Store and just with your e-KTP you can open your account & PAS!
Fill E-Form
Complete your data and follow the instructions requested
Accept the PAS offer
Make sure you click "Mau Dong" to continue PAS registration
Fill additional E-Form
Complete your data and follow the instructions requested
Face Verification
Make sure the location and background of your photo are bright for taking selfies and take off your mask, hat and glasses to increase the success of the face verification process
Enter The Amount
You can withdraw loans starting from IDR 200,000
Set Tenor & Due Date
You can arrange it yourself, according to your needs!
Double Check Loan Details
Make sure it matches what you filled in
Confirm Withdrawal
Withdrawing loans requires your PIN to be safe
Successfully Withdraw
In a matter of seconds the loans will be transferred to the Main Savings Account
Pay Installments via The Loan Dashboard
Click ‘Pinjaman Atur Sendiri’ icon
Double Check Payment Amount
Make sure as per what you want to pay
Select Loan Source
Make sure the balance in the funding source is sufficient to pay the installments
Confirm Installment Payments
Payment of funds requires your PIN to be safe
Successfully Payment
You can relax while waiting for the next due date
General Requirement | |
General Requirement:
| Documents for application: e-KTP Procedure: Customers must fulfill the General Requirements and complete the required documents to apply for this product. |
Rates & Fees | |
Interest Fees | 3% flat per month. |
Late Fees | 0.1% flat per day from the overdue amount. |
Admin Fee | Free. |
Early Payment Fees | Free. |
