Transfers, Clearing & RTGS

Benefit

1. Transfer / Remittance
   Service facility to customers for payment of liabilities to third parties at other banks

2. SKN-BI
   Sistem Kliring Nasional Bank Indonesia is a clearing system organized by Bank Indonesia nationally wide

   Transaction	Service Time
   Transfer Cycle 1	08.00 - 08.30
   Transfer Cycle 2	08.31 - 10.30
   Transfer Cycle 2	10.31 - 12.30
   Clearing Deposit	14.31 - 15.00

   *schedule adjusted to the provisions of BI

3. BI-RTGS
   Bank Indonesia Real Time Gross Settlement is an electronic funds transfer system among BI-RTGS participants in rupiah currency that settlement is made on an individual per transaction basis

   Transaction	Service
   Cycle 1	08.00 - 14.00
   Cycle 2	14.31 - 15.30

   *schedule adjusted to the provisions of BI

Transfer, Clearing, and Real Time Gross Settlement